Handle On-The-Job Injuries with Workers' Comp AssistanceApril 25, 2012 — 1,746 views
Workers' comp laws may vary from state to state, but there are generally four types of workers' comp injuries employers may encounter - mental disorders, occupational diseases, repeated trauma and physical injuries. Understanding the best ways to handle employees' health problems may help your organization save money by effectively monitoring and tracking workers' comp claims.
Mental disorders deal with an employee's state of mind. For example, a construction worker could suffer a concussion while completing a project. This employee may feel anxious and worried about expenses that may pile up while he misses work, and could request compensation for the cost of hiring a therapist to help relieve his stress.
Additionally, the mental injury does not necessarily have to directly result from a personal injury, such as shock at watching an employee suffer a workplace injury. This could lead to a workers' comp claim even though a person did not suffer the injury himself or herself.
Occupational diseases may develop over an extended period of time while completing work in a specific environment. A person who is regularly exposed to loud machinery may experience hearing damage, and could receive compensation as a result.
Repeated trauma assistance works in a similar fashion. Employees who complete the same task time and again could put a tremendous amount of stress on their bodies, potentially leading to work-related injuries.
While repeated trauma can cause serious damage over days, months or years, physical injuries can instantly affect an employee's health. A worker who suffers an injury while completing everyday tasks could be eligible for this compensation.